Helpful Information
 

Helpful Information

Keeping Your Home

Keeping Your Home

About keepingyourhome.ie

 

Keepingyourhome.ie is provided by the Citizens Information Board and the Money Advice and Budgeting Service (MABS).

The website aims to provide comprehensive information on the services and entitlements available if you are having difficulties paying your rent or making your mortgage repayments.

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IMHO Irish Mortgage Holders Organisation

IMHO Irish Mortgage Holders Organisation

IMHO Irish Mortgage Holders Organisation.


The Irish Mortgage Holders Organisation is a not for profit organisation which aims to facilitate independent mortgage/debt resolution between lenders/creditors and mortgage holders.

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RTB Residential Tenancies Board Ireland

RTB Residential Tenancies Board Ireland - Topcomhomes

RTB Residential Tenancies Board Ireland.

 The RTB was established in 2004 on foot of the Residential Tenancies Act (RTA). The RTB is an agency of Government with statutory powers. The central role of the RTB is to support the rental housing market and to resolve cheaply and speedily disputes between landlords and tenants, affording protection to both parties without having to resort to the Courts.

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Irish Water

Irish Water

Irish Water.

 

Irish Water is Ireland's new national water utility that is responsible for providing and developing water services throughout Ireland.
Incorporated in July 2013, as a semi-state company under the Water Services Act 2013, Irish Water will bring the water and wastewater services of the 34 Local Authorities together under one national service provider.

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Threshold

Threshold Ireland - Topcomhomes

Threshold

Threshold was founded in 1978. We are a registered charity whose aim is to secure a right to housing, particularly for households experiencing the problems of poverty and exclusion.

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Focus Ireland

Focus Ireland - Topcomhomes

Focus Ireland

Focus Ireland was founded by Sr. Stanislaus Kennedy as a result of the finding of research into the needs of homeless women in Dublin. Through listening to he experiences of the women, the research team realised the importance of involving people who are experiencing or who had experienced homelessness in the development of services for people who are homeless.

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A Guide to selling a house in Ireland

A Guide to selling a house in Ireland

A Guide to selling a house in Ireland.

 

10 Legal Steps to Selling Your House

This Lawyer.ie guide is brought to you by Michael Burns, an expert property solicitor. He has held senior positions in some of the leading financial institutions in Ireland (including KBC, Allied Irish Banks plc and Investec plc) advising on conveyancing issues arising in relation to title deeds and mortgage drawdowns.

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Tapping into the Irish Housing Market for the Right Reasons

Tapping into the Irish Housing Market for the Right Reasons

Tapping into the Irish Housing Market for the Right Reasons.

 

One of the biggest casualties of the economic crisis that has inflicted misery - and subsequent austerity - on millions of people around the world was the housing market. One of the countries that had benefited from the good times was Ireland where, when the Celtic Tiger was roaring at its loudest, there was plenty of profit to be made in a sector of the economy that seemed, on the outside at least, to be rock solid.

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Local Property Tax Guide

Local Property Tax Guide

Local Property Tax (LPT)

 

An annual self-assessed Local Property Tax (LPT) charged on the market value of all residential properties in the State will come into effect from 1 July 2013. It will be administered by Revenue and a half-year charge will apply in 2013.

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A Guide To Buying A House In Ireland

A Guide To Buying A House In Ireland

This is a comprehensive guide to buying a house in Ireland .

 

Special thanks to Tyrrell Solicitors for this detailed guide

Intro :
Conveyancing is that area of law that deals with the transfer and acquisition of the ownership of land.

1. CHOOSE A PROPERTY

This may seem obvious but the first thing that must be done is to actually choose the property that you wish to buy. There are few questions that you should ask about the property such as 'Is it for sale?' If it is not for sale there is no point in trying to buy it. Secondly is it within your price range? We would all like to live in a three- story house with eight bedrooms but we have to be realistic and know what we can afford or what our bank manager/lending institution will be willing to lend us.

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The Household Charge Guide

The Household Charge Guide

Ireland's Household Charge Explained.

The Household Charge is an annual charge introduced by the Local Government (Household Charge) Act 2011 which is payable by owners of residential property. It is a matter for owners of residential properties to register and pay the Household Charge on or after the 1st of January 2012.The EU/IMF Programme of Financial Support for Ireland commits the Government to the introduction of a property tax for 2012. We are one of the last countries in Europe that does not fund local services through local property-based charges.

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Mortgage Relief

Mortgage Relief

Mortgage Relief


Mortgage interest relief is a tax relief based on the amount of mortgage interest that you pay in a given tax year for your principal private residence (your home).

Mortgage interest relief is administered via Tax Relief at Source (TRS). This means that your mortgage lender gives you the benefit of tax relief on the amount of mortgage interest paid. They do this by reducing your mortgage repayment by the amount of tax relief you are entitled to in each tax year. Your mortgage lender then claims this tax relief from the Revenue Commissioners. Any amendments in this tax relief - for example, if there is a change in interest rates - are made automatically by your lender on behalf of the Revenue Commissioners.

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The National Asset Management Agency, NAMA .

NAMA The National Asset Management Agency Ireland - Topcomhomes

The National Asset Management Agency, NAMA .

 

The National Asset Management Agency, NAMA was established in 2009 as one of a number of initiatives taken by the Government to address the serious crisis in Irish banking which had become increasingly evident over the course of 2008 and early 2009.The Irish banking system had engaged in excessive lending to the property sector and, with the significant decline in the Irish property market from 2007 onwards, loan impairments had begun to rise substantially. This caused a rapid depletion in bank regulatory capital and required appropriate remedial action to remove uncertainty and to repair the balance sheets of a number of financial institutions of systemic importance to the Irish economy.

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Rental Accommodation Scheme (RAS)

 The Rental Accommodation Scheme (RAS) 

 

The Rental Accommodation Scheme (RAS) is an initiative by the Government to cater for the accommodation needs of certain persons in receipt of rent supplement, normally for more than 18 months and who are assessed as having a long-term housing need. RAS is a collaborative project between the Department, local authorities, the Department of Social and Family Affairs and the Health Service Executive Community Welfare Service.

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The Household Charge Liability and Late Payment Fee

The Household Charge, Liability and Late Payment Fee

 

How much is the charge?

The Household Charge is €100 per residential property

How can I pay the Household Charge?

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