What is HAP?
HAP is a form of social housing support provided by all local authorities. HAP means that local authorities can provide housing assistance for households who qualify for social housing support, including many long-term Rent Supplement recipients.
Mortgage Protection For First Time Buyers.
Mortgage Protection Insurance (MPI) is not an optional extra for mortgage holders. Under the 1995 Consumer Credit Act, mortgage lenders are required by law to ensure borrowers take out mortgage protection insurance in Ireland. Why?
Peter McVerry Trust is a charity set up by Fr Peter McVerry to reduce homelessness and the harm caused by drug misuse and social disadvantage.
The Housing Agency was set up in May 2010 to work with and support local authorities approved housing bodies, and the Department of Housing, Planning, Community and Local Government in the delivery of housing and housing services.
Keepingyourhome.ie is provided by the Citizens Information Board and the Money Advice and Budgeting Service (MABS).
The website aims to provide comprehensive information on the services and entitlements available if you are having difficulties paying your rent or making your mortgage repayments.
The Irish Mortgage Holders Organisation is a not for profit organisation which aims to facilitate independent mortgage/debt resolution between lenders/creditors and mortgage holders.
The RTB was established in 2004 on foot of the Residential Tenancies Act (RTA). The RTB is an agency of Government with statutory powers. The central role of the RTB is to support the rental housing market and to resolve cheaply and speedily disputes between landlords and tenants, affording protection to both parties without having to resort to the Courts.
Irish Water is Ireland's new national water utility that is responsible for providing and developing water services throughout Ireland.
Incorporated in July 2013, as a semi-state company under the Water Services Act 2013, Irish Water will bring the water and wastewater services of the 34 Local Authorities together under one national service provider.
Threshold was founded in 1978. We are a registered charity whose aim is to secure a right to housing, particularly for households experiencing the problems of poverty and exclusion.
Focus Ireland was founded by Sr. Stanislaus Kennedy as a result of the finding of research into the needs of homeless women in Dublin. Through listening to he experiences of the women, the research team realised the importance of involving people who are experiencing or who had experienced homelessness in the development of services for people who are homeless.
This Lawyer.ie guide is brought to you by Michael Burns, an expert property solicitor. He has held senior positions in some of the leading financial institutions in Ireland (including KBC, Allied Irish Banks plc and Investec plc) advising on conveyancing issues arising in relation to title deeds and mortgage drawdowns.
One of the biggest casualties of the economic crisis that has inflicted misery - and subsequent austerity - on millions of people around the world was the housing market. One of the countries that had benefited from the good times was Ireland where, when the Celtic Tiger was roaring at its loudest, there was plenty of profit to be made in a sector of the economy that seemed, on the outside at least, to be rock solid.
An annual self-assessed Local Property Tax (LPT) charged on the market value of all residential properties in the State will come into effect from 1 July 2013. It will be administered by Revenue and a half-year charge will apply in 2013.
Intro :
Conveyancing is that area of law that deals with the transfer and acquisition of the ownership of land.
1. CHOOSE A PROPERTY
This may seem obvious but the first thing that must be done is to actually choose the property that you wish to buy. There are few questions that you should ask about the property such as 'Is it for sale?' If it is not for sale there is no point in trying to buy it. Secondly is it within your price range? We would all like to live in a three- story house with eight bedrooms but we have to be realistic and know what we can afford or what our bank manager/lending institution will be willing to lend us.
The Household Charge is an annual charge introduced by the Local Government (Household Charge) Act 2011 which is payable by owners of residential property. It is a matter for owners of residential properties to register and pay the Household Charge on or after the 1st of January 2012.The EU/IMF Programme of Financial Support for Ireland commits the Government to the introduction of a property tax for 2012. We are one of the last countries in Europe that does not fund local services through local property-based charges.